Self-Employed
Darren and his team are amazing to work with! The most ideal team for self-employed individuals!
AC Renovations
KC Metro
Kansas City Metro Mortgage Broker
Is Darren Copeland the Kansas City Metro's Best Mortgage Broker?
Don't take my word for it.
VA
I would not have been able to purchase my home without their expertise. I bought a condo out of state using a VA loan and closed in under a month.
Robert M.
Mount Pleasant, South Carolina
Client Reviews · 01
What clients say about working with Darren
Repeat Client
Darren and his team at Summit Lending have been my go-to organization for all my mortgages over the years. They are on top of their game and whether I've been purchasing a new home, refinancing, or buying an investment property, the process is smooth and hassle-free every time. I highly recommend them.
Trace T.
Gladstone, MO
Saved $8,000
I was frustrated with a nationwide lender, so I called Summit Lending. Oh my what a difference, I was treated like family. And the loan from Summit cost me $8000.00 less than the Nationwide lender.
Lyn C.
Warrensburg, MO
VA
I did my original VA home loan through them then when rates went down they contact me to let me know they could save me money.
Shawn A.
Independence, MO
The Approach
Real estate isn't about buying a house. It's about position.
Overland Park or Lee's Summit. Kansas or Missouri. Which side of the state line fits your taxes, your commute, and what the home is worth in ten years. Those decisions follow you a lot longer than today's rate does.
Client Reviews · 02
Across the state line, the story's the same
Above & Beyond
We closed on our home about a week ago, and I had every intention of writing a review the night we moved in, but I couldn't quite put into words what I wanted to say. I grew up with a father in the banking business for 32 years. I have heard horror stories about lenders in the past and I've always been leery of trusting people in the industry. I was given Darren's name by our realtor Aaron Potter, and I could not be happier with how everything transpired. Not only is Darren one of the nicest people I've ever met, but his entire team and their work ethic is in a league of their own. They answered every single question I had, communicated with me 24/7 about every detail of our loan process, and spent countless hours on the phone making sure things were going well. They even talked to me like a friend would when I was stressed to the max LOL. I don't write many reviews of companies but this one is a exception. Please, if you are looking for a trustworthy lender, check out Darren at Summit Lending. I promise, you will not regret it. Thank you Darren and the whole Summit Lending team!!!
Heather H.
Lee's Summit, MO
Out-of-State Purchase
I was referred to Darren at Summit Lending by my mortgage broker friend in California, where I was living. Buying a new home in another state can be challenging, but Darren and his team made it easy. Everything was done via email and DocuSign and I closed on time with no hassles. I highly recommend Darren and his team and I will use their services again to refinance. Thank you so much for your great customer service!!
Wanda K.
Lake Saint Louis, MO
Remote Closing
Darren and the team at Summit made it possible for my family to relocate halfway across the country, and secured a fantastic mortgage completely remotely. I lost faith and didn't think we'd be able to close on our house in time, or at all, but Darren went above and beyond to make it happen. Thank you Team Copeland!
Badr J.
Kansas City, MO
Two States, One Metro
Kansas or Missouri. It Matters More Than People Think.
The Kansas City metro isn't one market. It's two states, two sets of loan programs, two property tax pictures, and a dozen suburbs that each behave differently.
Johnson County, Kansas
Overland Park, Leawood, Olathe, Lenexa, Shawnee, and Prairie Village.
Eastern Jackson County, Missouri
Lee's Summit, Blue Springs, Independence, Grandview, and Raymore.
Northland
Liberty, Parkville, Smithville, Platte City, and Riverside.
Urban Core
Brookside, Waldo, Hyde Park, the Crossroads, River Market, and Westport.
Client Reviews · 03
First homes, next homes, investment homes
First-Time Homebuyer
Darren and Christine were great to work with; more than happy to answer any questions and had us cleared to close weeks ahead of closing. I doubt our first home buying experience could have gone smoother.
David W.
St. Louis, MO
VA
The team at Summit Lending was nothing short of amazing with helping us use my VA home loan. If you're looking to use your VA loan benefits, this team is the right way to go!
Mike B.
Grain Valley, MO
3× Client
We've used Summit Lending three times now (for our first and second home purchase and once for a refinance) and we couldn't recommend them more! They are efficient, helpful, and super kind at every point in the process — the customer service skills each of their employees possess is difficult to find these days and makes an important process like purchasing a home so much more enjoyable. It's a joy of ours to recommend them to anyone looking for a lending team to work with. I promise you won't be disappointed!
Kaylee F.
Kansas City, MO
Loan Programs
There Is No Best Loan. Only the Best Fit.
Summit is an independent brokerage, which means we shop across multiple lenders instead of selling one company's products. Different situation, different answer.
Conventional
Strong credit, flexible terms.
FHA and VA
Lower down payment paths, and the benefits our veterans already earned.
Self-Employed and Bank Statement Loans
Your write-offs are legal and smart. They also make your income look small on paper. There are documentation paths built for that.
DSCR and Investment Loans
Qualify on the property's rental income instead of your tax returns.
Refinancing
Lower the payment, change the term, or put existing equity to work.
Client Reviews · 04
The last word belongs to clients
Military Relocation
We were put into contact with Darren because we had unique circumstances trying to build a house in one state, retire from the military in another, pack and move, and make all the dates lineup. Not only did Darren and his team take us on and pushed our financing through on a lot of initial faith, I believe they were the only ones that would have helped us in our situation. Everything was smooth and the team had great communication throughout. I couldn't imagine using anyone else in the future.
Charles C.
KC Metro
Saved $50K
I can't believe it's already been a week in our new home! We're starting to clear enough paths to not trip over boxes, and even though I feel buried alive in to-do's right now, I know none of this would have been possible without the help of Summit Lending and their amazing partners! Not only did they save us over $50K, they were able to close the deal in just under three weeks! Darren and his team worked their hearts out for us, and now my family has a beautiful place to call home. Thank you so much for helping us find our happily ever after ❤️
Sarah B.
Lee's Summit, MO
Closed in 7 Days
Shout out to Darren Copeland with Summit Lending! He and his group managed to rescue a loan and close it within just about 7 days!! AMAZING work with no hassle and fuss... Very professional and just awesome work! And my client is getting money back to boot! So lower interest rates, and lower closing costs! I nearly forgot we were under contract... Thanks so much!!
Lolliann B.
KC Metro
Real Estate Agent